To help the economically active poor family, preferably women, to improve the living status through small but decisive financial interventions through microcredit.
Provide Microcredit to the individuals in Joint Lending Group (JLG) through nearby local centers, or own individual liabilities of the borrower & co-borrower(s).
Make available collateral-free loans under microcredit.
Relying on social collateral by creating groups of borrowers.
Loans to be repaid with interest in four weekly instalments, which is in alignment with the cash flow of the customer as opted by her.
Continuous engagements with customers and building Social Capital.
Interest Rate: 28% per annum
Processing Fee: 3% of Loan Amount
Penal Charge: 18% per annum (inclusive of GST)
Pre-Closure Charges: NIL
Offices - Kerala
Branch : West Fort
First Floor, PV Arcade, Civilane road, Westfort, Thrissur Dt. Kerala, PIN : 680004
Contact Number (BH) : 8086000450
Contact Number (AH) : 6238875185
Branch : Pathiripala
1st floor, Pulachery Complex, Opp.CKM Theatre, Main Road, Pathiripala, Nagaripuram P.O, Palaghat D.t, Kerala, Pin: 678642
Contact Number (BH) : 8086000697
Contact Number (AH) : 6238875185
Offices - Odisha
Branch : Raghunathpur
Khata No-592, Plot No-1175, 1176, 1177, 1180 Combine Plot, Above State Bank of India, First Floor, AT/PO-Raghunathpur, Dist - Jagatsingpur, Odisha 754132
Contact Number (BH) : 8086000450
Contact Number (AH) : 6238875185