GOLD LOAN

Welcome to Manappuram Asset Finance Limited

Your Trusted Partner in Gold Loans

At Manappuram Asset Finance Limited, we understand the value of your Gold Ornaments and the trust you place in us. Our gold loan services are designed to provide you with quick and easy access to funds while ensuring the highest level of security for your valuable assets.

Gold Loans

Please take a moment to explore our gold loan services.

Gold Loan Calculator

Total Eligible Loan Amount *
* Results are estimates. Actual loan terms may vary. Contact us for details

Why Choose Manappuram Gold Loans?

How It Works

Required Documents

Frequently Asked Question

A Gold Loan is a secured loan where you pledge your gold ornaments as collateral to borrow funds.

Yes, your gold is kept securely in our highly secure vaults, ensuring its safety until you repay the loan and retrieve it.

You can apply for a Gold Loan by visiting any of our branches with your gold ornaments and valid identification documents. Our representatives will assist you with the application process.

Currently, Gold Loans can be applied for at our branches. However, you can repledge online, to get more information contact your nearest Manappuram Asset Finance Ltd branch.

  • The applicant must be an Indian citizen.
  • The applicant must own gold ornaments to be pledged.
  • There is no minimum or maximum age limit, but applicants should be capable of repaying the loan.

  • Identity Proof (Aadhar Card, Passport, Voter ID, etc.)
  • Address Proof (Utility bills, Aadhar Card, etc.)
  • Bank Pass Book

The loan amount is determined based on the value and purity of the gold pledged. Manappuram Asset Finance Limited offers a percentage of the market value of the gold as the loan amount.

The interest rate for Gold Loans varies and is competitive. Please contact our branch or visit our website for the latest interest rates.

The loan tenure for a Gold Loan can range from a few months to a few years, depending on the borrower's preference and the terms agreed upon.

You can repay the Gold Loan in EMIs (Equated Monthly Installments) or as a lump sum. Repayment options will be explained during the loan disbursement process.

Yes, you can prepay your Gold Loan at any time. Please check with your branch for any applicable prepayment charges.

If you are unable to repay the loan on time, interest will continue to accrue on the outstanding amount. Prolonged non-repayment may lead to the auction of the pledged gold to recover the dues.

A nominal processing fee is charged for Gold Loans. Please check with your branch for the exact fee structure.

Yes, you can renew your Gold Loan by paying the interest due. The loan tenure will be extended as per the terms agreed upon during renewal.

Once you have repaid the loan in full, you can visit the branch with the loan closure receipt to retrieve your pledged gold ornaments.

Contact Us

Ready to unlock the value of your gold? Visit your nearest Manappuram Asset Finance Limited branch today or Contact Us:

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